Founded in the year 1812, as the City Bank of New York, and later became First National City Bank of New York, Citibank, a division of Citigroup, offers a wide range of financial products and services, including mortgages. It’s headquarter is located in Manhattan, New York, United States and currently, the bank has 60 branches operating in the U.S. and other different parts of the world.
Mortgage services offered by the CIT Bank are accompanied by leasing and other financial services. Citimortgage offers purchase, refinance, and home equity mortgage loans. By visiting www.citimortgage.com you can find information on buying a home and refinancing.
Also, you can as well compare loans and submit an application. As an existing customer of the Citi Home Loans and Mortgages, you can log into your online account and access all online account management services and well make your CitiMortgage bill payment with easy.
Citi Mortgage has provided their customers with various payment options. Apart from the traditional payment method of postal mail, customer can now easily make CitiMortgage online payment by visiting the www.citimortgage.com login page.
Also, payment can be made over the phone and automatic payments are available as well. From the CitiMortgage bill payment options, you can now choose the method that is most convenient for you. But before we proceed, let’s see look at the features and terms of Citibank mortgages.
Citibank Mortgage Features and Terms
Below are a few outlined features and terms of Citibank mortgages.
- Any existing customers who have a Citibank checking account or savings account might qualify for a lower interest rate or discounted closing costs.
- CitiMortgage rates range from 4.25% to 4.625% for customers with credit ratings of 780 or higher.
- Citibank charges an application fee to cover credit checks preparing your loan for closing.
- Within three days of applying, applicants receive a loan estimate that lists all associated mortgage fees.
- Each applicant receives a free, 60-day rate lock.
How To Make CitiMortgage Bill Payment
CitiMortgage offers several options for their customers to pay their premium, thereby allowing them to choose the best method that is most convenient for them.
- CitiMortgage Online bill Pay
Making your CitiMortgage payment online is easiest and quickest means to pay your loan bill. But it requires you to create an online account at the CitiMortgage website https://www.citimortgage.com/Mortgage/Home.do.
Once you are at the homepage, press the blue Enroll Now box on the left-hand side of the page. Then a new page will open where you will need to submit the following information.
- New username and password.
- Your email address.
- Select three security questions and confirm their answers.
After that, you will be taken to a screen that provides the option of linking your online profile with your mortgage accounts and applications. In order for you to execute the link, you will need to provide the following information.
- Date of birth
- Last six digits of your Social Security Number
- Your account type (whether an existing CitiMortgage account or an ongoing application in progress.)
After you have finished setting up the online account, next is to sign in at www.citimortgage.com by pressing on ‘Sign in securely’ button in orange. Then you will be taken to the next page where you will be required input your username and password then upon clicking on ‘Secure sign in’ you will be logged in.
Once logged in, you can proceed to pay your mortgage bills, and also view statements, Loan summary (property address, principal balance, interest rate, escrow balance, interest year-to-date and taxes paid year-to-date.) and review details of your mortgage. Furthermore, you can monitor the progress any of your application through the online system.
Citi Mortgage Pay by Mail or Overnight Mail
If you prefer mailing your mortgage payment by regular mail please write your loan number on your check and send your payment with or without a coupon to the below address:
P.O. Box 78015
Phoenix, AZ 85062-8015
Overnight Delivery: For overnight delivery service, please use the following address:
4740 121st Street
Urbandale, IA 50323-2402
Questions about Paying by Mail
Citi Mortgage Contact Information
If you need further assistance with CitiMortgage or questions
before you apply, see below the following phone number to call.
- New Mortgage or Refinance: 1-800-248-4638
- Customer Service: 1-800-283-7918.
Citi Mortgage representatives are available Monday through Friday from 8 AM to 10 PM ET and Saturday from 9 AM to 7 PM ET.