This article is all about different ways you can make USAA Mortgage loan payment so that you can decide which is the best method for you. It’s only the USAA that offers mortgages that are best for existing members seeking loan options with zero down payment and few fees. So keep reading to get the full insight on how to go about USAA Mortgage payment without stress.
United Services Automobile Association (USAA), founded in the year 1922 has headquarter based in San Antonio, Texas, United States. The company originates mortgage and other types of loans from them and currently, they serve over 12.4 million members. Furthermore, USAA has subsidiaries such as USAA Financial Planning Services Insurance Agency and many more.
USAA Mortgage Options
- First-time Homebuyer: A conventional 97 loan offers a low down payment option of 3% and is a great alternative to an FHA loan.
- VA Loan: Service members and veterans can buy a house with no down payment or PMI.
Conventional Loan: This is a common option for those using a down payment to buy or refinance a home. - Jumbo Loan: This loan is for those looking to finance a loan amount more than $484,350.
- Refinance: Lower your mortgage payment or cash out the equity in your home to cover other expenses.
- VA Adjustable-Rate Mortgage: A lower initial interest rate can help keep your costs down.
Visit www.usaa.com to learn more about the rates of the mortgage. If you want to apply, you must know that you only get to pre-approved, after that you will be directed to a lender who can take care of the entire application and the mortgage for you. To join as a member, go to the USAA website and click on ‘Join now’, then proceed to fill in your details and once done, click on ‘Complete form to continue’ in order to apply for the pre-approval.
Once your mortgage loan gets approved, you can proceed to set up online access and then login to enable you to pay for the loan and as well carry out other kinds of online activities with USAA.
USAA Mortgage Login @ www.usaa.com
- Visit the USAA official website at ussa.com.
- Click on the ‘Log On’ link seen at the upper right-hand corner of the page.
- Once you are on the login form, kindly type in your login access details which are your ID and password into the form that drops down, and then press ‘Log On.’
- Before you are logged in, you may be required to provide additional details in order to verify your identity for security reasons.
USAA Mortgage Loan Payment Options
You have several options for how to pay your USAA Mortgage bill. this includes online, by mail, pay by phone and also through a third party.
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USAA Mortgage Loan Pay Online
Paying online is more secure, fast and convenient. Using the AutoPay system allows you to have your payment automatically debited on the same date each month from the checking, savings or money market account of your choice. In order to enroll in AutoPay, you need to Setup now, as it’s free and easy.
With AutoPay, your mortgage is paid on the same day every month. With an online One-Time Payment, you decide which day you want to pay it. But ensure to schedule your online payment before your due date or within your grace period to avoid late fees.
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However, using the Smart Calendar you will see the breakdown of your payment period, including the grace period for each billing cycle, when the late fee kicks in, and other important information.
- USAA Mortgage Loan Pay by Mail
To use this option, you need to detach the coupon located on the bottom of your statement and mail it with your check or money order in the envelope provided. Ensure you write your loan number on the check or money order. then send it to the address below:
Pay to: USAA Federal Savings Bank c/o Nationstar
Mail to:
USAA Federal Savings Bank
c/o Nationstar
P.O. Box 650660
Dallas, TX 75265-0660
Please call 855-430-8489 if you have any questions about your payments.
- USAA Mortgage Bill Pay by Phone
Payment can be made through phone by calling the automated Pay by Phone system at 855-430-8489. You must have your account number and last four digits of your social security number ready with you, as they will be required in order to complete the whole process. You as well pay your bill over the phone by talking to a representative. Just call 855-430-8489.
Other USAA Mortgage Payment Options
- Western Union QuickCollect
To use this option, call 1-800-325-6000 or visit www.westernunion.com to locate the nearest Western Union QuickCollect agent and complete a blue QuickCollect form, by providing your name and your loan number to make your payment. Use the following information to ensure that your payment reaches USAA.
Pay to: USTAR
Code: USTAR
State: TX
Note that all QuickCollect transactions require cash, and you will be charged a fee by Western Union for using this service.
- MoneyGram ExpressPayment
This option is also available to ensure same-day delivery of your payment. Simply call 1-800-926-9400 or visit www.moneygram.com to locate the nearest MoneyGram agent. Once at the office, complete a blue ExpressPayment form, by providing your name and your loan number. The MoneyGram Receive Code is 15506. ExpressPayment transactions require cash, and you will be charged a fee by MoneyGram for this service.
If you have experienced any difficulty in making your payment on time, or you have any question in regards to USAA Mortgage loan payment, kindly the USAA customer care representative at 855-430-8489.